Description
The biweekly, semimonthly, & by paycheck budgeting spreadsheet is for people who need help budgeting from paycheck to paycheck. We lived this way at the beginning of our journey and would have loved an all-in-one tool like this. This spreadsheet lets you break your budget down into TWO pay periods on one page so that you can address the key elements of your budget all at once.
Less is more when it comes to a successful budget. This template has everything you need without overwhelming you with options you have no use for. It’s clean, automated, simple to use and extremely customizable.
*THIS VERSION IS FOR GOOGLE SHEETS ONLY*
Each month you’ll be able to:
- See visual representations of what you’ve budgeted for compared to what you’ve actually spent during each pay period
- Automatically calculate leftover money for debt payoffs or zero-based budgeting
- Track the important parts of your budget in extreme detail:
- Variable spending & cash envelopes
- Sinking funds & savings goals
- Debt payments
- Review data from previous months to see how you’ve improved (because you will improve!)
Read more about how a spreadsheet with this setup can help you successfully budget by paycheck.
This spreadsheet also includes a:
- Net Worth Tracker – Calculate your net worth, assets vs liabilities and auto-generate a graph from the information
- Bill Tracker – Use check boxes for an easy reference to show when certain bills are due throughout the year
- Debt Tracker – Input the details for your current debts. Track the current monthly balances and watch your automatically generated graph drop to $0 once you become debt free!
- Savings Goal Tracker – Track your savings goals and automatically calculate how much money you need to save based on the number of months left until your savings goal date
Disclaimer: This product is meant for personal use only. It may not be shared, reproduced, or transferred to another party. NO REFUNDS.
Jessica Adutwum (verified owner) –
The spreadsheets were simple and easy to follow. I love how all the Excel guesswork is done for you and you can continue the same spreadsheet for years to come!
Kelly –
I love this spreadsheet. Finally, a template that budgets the way I want (2-week intervals). I was able to have a debt-free Xmas because of this (first one ever!) It’s user-friendly, intuitive and beautifully designed. I love checking in and updating it daily. Thanks!!
Candace (verified owner) –
I must say this is the best Christmas gift I bought for myself. I just plug in my numbers and it thinks for me 😁 I love it. I love how each page is detailed 👍🏾 Oh yeah I am looking forward to seeing how my finances look at the end of 2019. Best purchase ever 🙌🏾
Cierra (verified owner) –
It’s great!
Joy –
Before purchasing the bi-weekly budget spreadsheet I had been using my own spreadsheet to budget monthly even though I get paid every two weeks. It never worked and I was still not meeting my goals. Switched to this spreadsheet since it went by my payday schedule, but I was able to see two paychecks on one spreadsheet and FINALLY SUCCESS! I realized that I was eating into the next paycheck before I even received it by using the monthly method. The bi-weekly spreadsheet is so easy to use and set-up. I wish I was better able to track my savings goals progress, but this paycheck to paycheck method is what I needed and I appreciate that it looks pretty!
Jody Stancliff (verified owner) –
I love these Google sheets for so many reasons: 1) they budget the way my mind thinkgs (by paycheck instead of monthly). 2) They are accessible across all my devices, including my phone. So I never have to wonder how I’m doing budget-wise. 3) They allow me to tweak my budget each paycheck for things that don’t come up often (tax prep, car tags, etc). It was definitely $9.99 well spent.
Tiphani Roberts (verified owner) –
I just purchased the Bi-Weekly budget and so far so good! I really like the layout of it and the automated calculation feature. My favorite item is the “Money Goals” section.
Which is a great place to remind you of your future goals and keep track of them. No other budgets I’ve used had this feature. For years I would use ‘monthly’ budgets and still fall off of the wagon even when tracking my progress while living paycheck-to-paycheck. I think this method is the answer.