https://penniestowealth.com/debt-free/ Learn to payoff debt, save money and build wealth - one penny at a time! Thu, 02 Jan 2020 10:30:12 +0000 hourly 1 https://wordpress.org/?v=6.7.2 https://penniestowealth.com/debt-free/#comment-1549 Thu, 02 Jan 2020 10:30:12 +0000 https://www.penniestowealth.com/?p=16956#comment-1549 […] Next, we created a monthly budget. This was the key that helped us eventually escape the paycheck-to-paycheck cycle because we were finally able to grasp where our money was going each month. We also saved up a one-month buffer in our checking account that we pay our bills from and moved into an RV for nine months to help us pay off our debt even faster. Then, we sold a few of our financed items plus all of the things that we were no longer using around our house. We then paid off our debt with the highest interest first (credit cards) and the remaining debts (student and personal loans), from least to highest balance, until we became debt free! […]

]]> https://penniestowealth.com/debt-free/#comment-1159 Thu, 10 Oct 2019 01:17:00 +0000 https://www.penniestowealth.com/?p=16956#comment-1159 […] truly breaking a cycle of financial insecurity that has been prominent in both of our families. Becoming debt free was a big achievement as well, but to continue building on top of that has been really exciting. […]

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