by Dannie | May 30, 2017 | Blog, Paying Off Debt, Series
Now that you’ve assessed your financial situation and have started following a monthly budget, you might be wondering, “What’s next?”. At this point in your journey, paying off all of your debts will be the next task for you to tackle. If...
by DJ | May 3, 2017 | Blog, Budget Tips, Series
The thought of trying to create a monthly budget stirs up feelings of fear in most people because they believe it’s a horribly daunting task. In reality, it doesn’t have to be a scary process. It’s actually a lot easier than you think. Here are 5...
by Dannie | Apr 26, 2017 | Blog, Paying Off Debt, Series
Hi, everyone! Today, we are starting a series called “The Basics”. This 4-part series will allow anyone to take control of their finances and get on the path to debt freedom and wealth building. If you’ve read our story, then you know we started our financial...
by Dannie @ PenniesToWealth | Apr 12, 2017 | Blog, Inspiration
There’s a popular theory out there that says, “You have to be wealthy in order to become wealthy”. Newsflash: That is a total load of BS. Building wealth starts with your mind, not your money! If you’re like 99% of Americans, you don’t...
by DJ | Apr 12, 2017 | Blog, Personal Stories
[UPDATE: WE’RE DEBT FREE – $130,912 PAID OFF!] According to various sources, the average American family is somewhere between $16,000 to $134,000 in debt. For most people, student loans, credit cards, and auto loans make up the lion’s share of those...
by DJ | Apr 12, 2017 | Blog, Budget Tips, Reviews
There are probably 1,000,001 budgeting techniques that can be used during your debt-free journey. In our experience, what has worked the best for us is the cash envelope budget system. We use the Goodbudget App to manage our monthly budget. It’s essentially the...