by Dannie @ PenniesToWealth | Oct 17, 2017 | Blog, Budget Tips, Personal Stories
We LOVE sitting down each month to do our budget meeting because it gives us a chance to review how responsible we were (or weren’t). You know what we DON’T love: sitting down multiple times a month to pay our bills. Ugh. Recently, we’ve been tossing around the idea...
by Dannie | Sep 6, 2017 | Blog, Inspiration, Personal Stories
Confession: I am dramatic. Sometimes, I have extreme anxiety and due to my personality type, I get overwhelmed pretty easily. I’ve always been tight with money but of course, I could not control the fact that I experienced unemployment for 4 years (working odd jobs...
by DJ | Aug 9, 2017 | Blog, Personal Stories
I had always heard that wives are typically responsible for doing the majority of the spending in a marriage. Let me tell you, after 5.5 years of marriage, I now know that this saying is absolutely true! From the moment I said, “I do”, I really had no idea...
by DJ | Aug 3, 2017 | Blog, Saving Money
After two years of diligent work, I was able to graduate debt free with a Master’s degree in Business Administration. As exciting as this is, there was only one thing that concerned me before I started the program – the price tag! This 2 year MBA program...
by DJ | Jul 4, 2017 | Blog, Paying Off Debt
We firmly believe in the fact that getting out of debt and building wealth takes time and determination. Our good friend Dave Ramsey put together a plan that will help you achieve financial freedom if you’ll simply allow the process to work. He calls his plan...
by Dannie | Jun 25, 2017 | Blog, Paying Off Debt, Series
Welcome to CREDIT 101! At the beginning of our journey, we had $10,684.01 in credit card debt and $60,228 in loan debt. Please note that we aren’t perfect and sometimes we’re a little dumb. We racked up ~$10k more in credit card debt (after paying off the...
