I turned 30 this year and we wanted to do something special in order to celebrate. Dannie and I love to travel, but admittedly, we haven't done as much as we'd like. We changed that this year and...
Blog
Filing Independent Contractor Taxes for Food Delivery Drivers
In my previous post about how I've made $862 in 1.5 weeks delivering food, I closed with the fact that I expect to owe $0 in independent contractor taxes. This post will explain exactly what I plan...
I Made $862 Delivering Food in 1.5 Weeks: Uber Eats, Doordash & Postmates Review
I wasn’t going to write this post because, well...I felt embarrassed. Not because of the job but because it may seem like a downgrade from a salaried corporate position. Before I quit my job, I...
How to Make a Gravel Patio for less than $700 – DIY Backyard Makeover
When we bought our house, we were shocked by the fact that California doesn't believe in giving you a backyard! We're originally from North Carolina, so we're used to seeing new homes with grass in...
Marcus by Goldman Sachs: High Yield Savings Account Review
If you’ve been following us for a while, you probably know that we have our emergency fund stashed away at the online bank Marcus by Goldman Sachs. Our savings have been there since it was formerly...
How Much Should I Have In My Emergency Fund?
I've said it before and I'll say it again, I DO NOT BELIEVE IN MURPHY. If you fail to plan, you plan to fail. This is exactly why you should be asking yourself, "How much should I have in my...
How To Follow The Digital Envelope System: 4 Easy Steps!
The cash envelope budget is a favorite for many people but we found that we prefer a digital version instead. Blame our love for making things easier than they already are or our disdain for...
How To Build Up a One Month Cushion (and Why You Should)
For about a year now, we’ve had a one month cushion in our budget checking account for our monthly expenses. This checking account holds all of the money for our monthly expenses. Most of our bills...
15 Things We’ve Learned During Our Personal Finance Journey
We have been on this journey towards debt freedom and financial independence for a while now and we'd like to share a few lessons that we've learned along the way. We've paid off over $120,000 worth...