I know sooo many people are eager to get out of debt, but guess what? There are some very important things you should do first. Before you start making extra payments towards your debt, please do...
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Our cheap grocery budget is LESS than $300 per month – here’s what we buy
I'm going to start this article off with a disclaimer: We are sharing our cheap grocery budget - that does not mean we are saying everyone should spend as little as we do... 🤷🏽♀️ We shop at 5 main...
All About Sinking Funds & Why I Think The Sinking Pot Is Better
Listen! I like making our finances as simple as possible and planning for future expenses is no exception. That's why we like the concept of sinking funds, or the sinking pot in our case (more on...
The Best Way To Manage A Semi-monthly Or Bi-weekly Budget
If you receive a bi-weekly or semi-monthly paycheck, you may have noticed that most budgeting advice and tools focus only on those who budget monthly. Guess what? I want to help you budget...
How To Make A Weekly Budget That Doesn’t Suck (6 Steps + Download)
If you receive a weekly paycheck, you may have noticed that most budgeting advice and tools focus only on those who budget monthly. Guess what? I want to help you budget effectively based on how you...
6 Reasons Why I Love IKEA (Besides Their Affordable Furniture)
As many of you may already know, I love saving money. I thought it would be fun to discuss some of my favorite stores, starting with IKEA. Yes, it’s mainly known as an affordable furniture store,...
Are We Still Budgeting? *Financial Update*
When we started Pennies to Wealth, we were already close to being debt-free. We figured out what worked and didn’t work for us long before we started sharing our journey publicly. Fast forward to...
Essential Car Buying Tips That Work For ANY Budget
We bought a new SUV recently and were asked to share helpful car buying tips to save you money, time and regret. If you need a car, there’s a lot to consider: whether you’ll need a loan to buy it,...
We Bought A New Car! // TWICE! 🤦🏽♂️🤦🏽
Yep, you read that right. We bought 2 SUVs in 1 week! Before I discuss what happened, I should address why we were looking for a new car in the first place. DJ has a 2007 Chrysler Sebring that he...